Your monthly spending, clear and private.
Log an expense in two taps, see how much you can still spend today and where your money goes. Works on phone, tablet and PC, even without an internet connection. No account: your data stays on your device.
Opens in your browser and installs as an app. No sign-up required.

Everything you need, nothing more
Designed for people who want to understand their month without complicated spreadsheets.
Add in two taps
Amount, description, done. For expenses you repeat, the app remembers the amount and category.
How much you can spend today
Your daily allowance takes rent, subscriptions and already scheduled expenses into account.
Budgets and piggy banks
A budget for each category and savings goals with a progress bar.
Accounts and due dates
Account and card balances, bills and instalments with reminders in the 7 days before.
Import from your bank
Upload your bank statement as a CSV: dates, amounts and categories recognised, with no duplicates.
Easy for everyone
Light and dark themes, large text, easy-to-tap buttons, keyboard navigation.
Pay with your phone? The expense logs itself PRO
With Apple Pay or Google Pay, every payment shows up in the app a few seconds later, with shop, amount and card.
- Android: the app reads only Google Wallet and Samsung Wallet notifications, once you give permission.
- iPhone: a Shortcuts automation (set up once, we walk you through it) passes the payment to the app.
- It learns the category from the shop: fix it once and that shop always lands in the right place.
- No duplicates, refunds are never counted as expenses, foreign currencies are converted. And no access to your bank account.
Available in the phone apps (Google Play and App Store), included in the free Pro trial.
Your money is your business
Many budgeting apps want an account and access to your bank account. Trackly doesn't.
- Your data stays on your device only: we don't see it and we don't sell it.
- With a PIN, it is encrypted with AES-256.
- No advertising, no tracking. Backups go in a file that you keep.
On every screen
The same design adapts to phone, tablet and computer.
Free forever, Pro if you want more
The free plan never expires and has no limit on transactions.
Free
- Unlimited transactions, accounts and budgets
- Monthly summary and "you can spend today"
- 2 piggy banks and due dates
- PIN and encryption, backups and CSV
- Categories that learn, alerts and tips
- Mascot, monthly challenges and levels
- Light and dark themes
Pro PRO
- โก Apple Pay and Google Pay payments logged automatically
- ๐ท Read receipts from a photo
- ๐ฎ Future simulator
- ๐ก Fixed costs and subscriptions radar
- ๐ฌ Ask your expenses
- ๐ฅ Shared expenses and ๐ฑ currency converter
- ๐ท Unlimited piggy banks and ๐ month-by-month trends
14-day free trial. Cancel anytime.
Frequently asked questions
Does it use artificial intelligence? Does my data go online?
The app learns your categories, flags unusual spending and subscriptions and gives you tips, but it works everything out on your device: nothing is sent. You can turn these features off in Settings.
Do I need to create an account?
No. Open the app and start straight away. We don't ask for an email address or a password.
What happens if I change phone?
In Settings you save a backup (optionally encrypted with a password) and restore it on your new device.
Does it work offline?
Yes. After the first launch the app also works offline.
Does it connect to my bank account?
No, by design: no access to your bank account. With Pro, payments made with Apple Pay and Google Pay are logged automatically, and you can always import your bank statement in CSV format.
Can I use it in English?
Yes. The app follows your phone's language (Italian or English) and you can change it any time in Settings. Your data stays as you wrote it.